Nix Financial

Prepaid Card Access
Select Plus Hybrid Card
About Us How it Works

Go beyond prepaid with Select Plus Hybrid Visa®

Select Plus Hybrid
Prepaid Card

Select Plus Hybrid Credit
Secured Credit Card
Activate Your Select Plus Hybrid Prepaid Card
It’s easy to use!
Activate today at or by calling our activation hotline: 1.855.631.3033. Use your prepaid card at ATMs and for PIN and debit transactions wherever Visa debit cards are accepted.

Instantly add cash at any Nix Financial location and at thousands of MoneyGram®, MoneyPak®, and Visa ReadyLink locations nationwide. A service fee will apply and vary by retailer. To find a Nix near you, please visit


  • Loads1
  • Direct deposit
  • Bill pay2
  • Text alerts
  • Kinecta Federal Credit Union membership3

To start using your Select Plus Hybrid Visa Credit Card, a portion of the prepaid card funds must be transferred to a Collateral Balance. The initial transfer must be a minimum of $500. The amount of money in the Collateral Balance then becomes the credit line of the Select Plus Hybrid Visa Credit Card.

Just move money from your prepaid card cash account to your collateral account. Use your credit card for credit transactions only.

  • Establish credit history 
  • NO credit check
  • Set your own credit limit
  • Low APR4

Cash at ATMs Improve Your Credit History Pay Bills Track Spending online 24/7
Use Your Visa Credit Card at Millions of Locations Worldwide

1 Free loads available at Nix Financial Customer Service Centers.
2 $1 dollar fee will be assessed for paper bill payments.
3 If necessary, $10 Consumers’ Cooperative Society of Santa Monica, Inc. fee will be covered by Kinecta Federal Credit Union (equivalent to free membership). Continued membership in the Santa Monica Co-Op will be subject to an annual membership renewal fee of $10. However, no annual fee is required to maintain membership in Kinecta. Minimum $5 share savings account deposit required. Deposits at Kinecta Federal Credit Union are Federally Insured by NCUA.
4 APR is defined as Annual Percentage Rate.

The Select Plus Hybrid Cards are issued by Kinecta Federal Credit Union pursuant to a license from Visa U.S.A. Inc. Nix Financial is a wholly owned subsidiary of Kinecta Federal Credit Union. See terms and conditions at